![]() ![]() A credit freeze is one way to protect your credit against potential fraud. To learn more about the difference between a security freeze and a credit report lock, click here. The short answer is: until you decide to lift it. A PIN is no longer needed for online freezing or lifting an Equifax credit freeze, but you have the option to. When you request a freeze by phone, a one-time PIN will be sent by text message to you. To place, temporarily lift or permanently remove a security freeze on your Experian or TransUnion credit reports, please contact them directly. You can unfreeze your Equifax credit report online by creating a 'myEquifax' account. If you don’t want to create an online account with Equifax, the next best option is to request a freeze by phone. After we receive the request and verify your identity, you will receive confirmation. Read more about acceptable documents here. ![]() If you are requesting to temporarily lift or permanently remove a security freeze via mail, you'll need to provide documents to validate your identity and address. ![]() Please download this form for instructions and mailing address. You'll also have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. You'll be required to give certain information to verify your identity. You can check the status of your security freeze through your myEquifax account as well. Online, by creating a myEquifax account.You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. You can then put in another request to place a ban on your credit file again after. You can lift the ban on your credit report with us if you are expecting a credit provider to access your credit report. Place a ban on your Equifax credit report here. You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. Placing, lifting and removing a security freeze is free. A credit report ban or freeze helps if you think your identity may have been stolen. Placing, lifting and removing a security freeze is free. Placing, temporarily lifting, and permanently removing a security freeze is free and can also be done online at. ![]()
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